Sequences and Series

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Number Patterns[edit]

An important skill in mathematics is to be able to:

  • recognise patters in sets of numbers,
  • describe the patters in words, and
  • continue the pattern

A list of numbers where there is a pater is called a number sequence. The members (numbers) of a sequence are said to be its terms.


The above is a type of number sequence. The first term is , the second is , etc. The rule of the sequence is that "the sequence starts at 3 and each term is 4 more than the previous term."

Arithmetic Sequences[edit]

An arithmetic sequence is a sequence in which each term differs from the previous by the same fixed number:

is arithmetic as etc

Algebraic Definition[edit]

Within an arithmetic sequence, the th term is defined as follows:

Where is defined as:

Here, the notation is as follows:

is the first term of the sequence.
is the number of terms in the sequence.
is the common difference between terms in an arithmetic sequence.


Given the sequence , the values of the notation are as follows:



Thus we can determine any value within a sequence:

Arithmetic Series[edit]

An arithmetic series is the addition of successive terms of an arithmetic sequence.

Sum of an Arithmetic Series[edit]

Recall that if the first term is and the common difference is , then the terms are:

Suppose that is the last or final term of an arithmetic series. Then, where is the sum of the arithmetic series:

However, if one were to reverse the series, like so:

Then add the two sequences together:

One can see that there there in fact terms that look identical, thus:

Geometric Sequences[edit]

A sequence is geometric if each term can be obtained from the previous one by multiplying by the same non-zero constant.

is geometric as and and

Notice that

i.e., each term divided by the previous one is a non-zero constant.

Algebraic definition[edit]

is geometric for all positive integers where is a constant (the common ratio)

The 'Geometric' Mean[edit]

If ,and are any consecutive terms of a geometric sequence then

{equating common ratios}


and so where is the geometric mean of and .

The General Term[edit]

Suppose the first term of a geometric sequence is and the common ratio is.

Then thereforeetc.


is the first term of the sequence.
is the general term
is the common ratio between terms in an geometric sequence.

Geometric Series[edit]

Compound Interest[edit]

Compound interest is the interest earned on top of the original investment. The interest is added to the amount. Thus the investment grows by a large amount each time period.

Consider the following

You invest $1000 into a bank. You leave the money in the back for 3 years. You are paid an interest rate of 10% per annum (p.a.). The interest is added to your investment each year.

An interest rate of 10% p.a. is paid, increasing the value of your investment yearly.

Your percentage increase each year is 10%, i.e.,

So 110% of the value at the start of the year, which corresponds to a multiplier of 1.1.

After one year your investment is worth

After two years it is worth After three years it is worth


= The initial investment
= The amount after 2 year
= The amount after 3 years
= The amount after 4 years
= amount after n years

In general, is used for compound growth, where

is the initial investment
is the growth multiplier
is the number of years
is the amount after years